Neo Financial vs Upgrade, Inc.
Neo Financial
Savings & credit made clear, simple, and built to move you forward. Get what you’ve earned
988 employees · est. 2019 · Calgary, Canada
Upgrade, Inc.
Improving access to affordable responsible credit since 2017
1595 employees · est. 2016 · San Francisco, United States
Upgrade, Inc. is the older company (2019 vs 2016); Upgrade, Inc. is the larger of the two.
Side-by-Side Comparison
| Metric | Neo Financial | Upgrade, Inc. |
|---|---|---|
| Founded | ||
| Founded | 2019 | 2016 older |
| Headquarters | ||
| Headquarters | Calgary, Canada | San Francisco, United States |
| Employees | ||
| Employees | 988 | 1595 larger |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Series C | Series F |
| Total Funding | ||
| Total Funding | $275.60M | $587.00M |
| Funding Rounds | ||
| Funding Rounds | 5 | 7 |
| Services | ||
| Services | Credit Cards, Chequing and Savings Accounts, Mortgages, Investment Accounts, Security Features | Personal Loans, Credit Card Services, Buy Now Pay Later, Credit Monitoring, Checking and Savings Accounts, Auto Loan and Refinancing, Cash Back Reward Programs |
| Target Customers | ||
| Target Customers | Individuals looking to improve credit, People seeking competitive savings options, Users interested in mobile banking convenience, Customers requiring secure digital transactions, Young adults building financial literacy | Individual Borrowers, Consumers in need of Debt Consolidation, Homeowners seeking Home Improvement Financing, Credit Card Users, People interested in Buy Now Pay Later options, Bank Account Holders |
| Taxonomy | ||
| Taxonomy | Financial TechnologySavings AccountsCredit CardsRewards ProgramsFinTech PartnershipsTechnology-driven Finance +9 | FinTechNeobankPersonal LoansConsumer CreditCredit MonitoringCredit Cards +9 |
| Website | ||
| Website | neofinancial.com | upgrade.com |
About Neo Financial
Neo Financial is a rising star in the Canadian financial technology space. Founded in 2019, this Canada-based company has rapidly earned recognition, being named one of the country's top-growing companies by The Globe and Mail and Deloitte. Neo's mission, encapsulated in their slogan, "Savings & cr...
About Upgrade, Inc.
Upgrade, Inc. is based in San Francisco, United States, and operates within the finance and fintech industries. The company provides a range of financial services to individual borrowers and consumers, focusing on personal loans, credit card services, and mobile banking solutions. Founded in 2016,...
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Compiled from the BounceWatch company index. We last looked at Neo Financial on 31 Oct 2026, and Upgrade, Inc. on 31 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
