Oscilar vs Simility, A PayPal Service
Oscilar
Unify fraud defense, credit underwriting, onboarding risk, and AML compliance with Oscilar's agentic risk platform
223 employees · est. 2021 · Palo Alto, United States
Simility, A PayPal Service
Adaptive Decisioning Platform built with a data-first approach to deliver continuous risk assurance
21 employees · est. 2014 · San Jose, United States
Simility, A PayPal Service is the older company (2021 vs 2014); Oscilar is the larger of the two.
Side-by-Side Comparison
| Metric | Oscilar | Simility, A PayPal Service |
|---|---|---|
| Founded | ||
| Founded | 2021 | 2014 older |
| Headquarters | ||
| Headquarters | Palo Alto, United States | San Jose, United States |
| Employees | ||
| Employees | 223 larger | 21 |
| Industry | ||
| Industry | Cyber Security, IT, Privacy and Security | Fintech, Payments, Platforms |
| Funding Stage | ||
| Funding Stage | Series A | IPO |
| Total Funding | ||
| Total Funding | Not tracked yet | $4.03B |
| Funding Rounds | ||
| Funding Rounds | Not tracked yet | 12 |
| Services | ||
| Services | Agentic Risk Platform, AI-Driven Fraud Detection, Credit and AML Decisioning, Risk Workflow Automation, Compliance Monitoring | Payment Processing, Money Transfers, Rewards and Loyalty Programs, Buyer Protection Services, Package Tracking |
| Target Customers | ||
| Target Customers | Financial Institutions, Risk Management Teams, Compliance Officers, Underwriting Departments, Fraud Investigation Analysts | Individual Consumers, Businesses, Online Shoppers, Frequent Travelers, Individuals in Need of Money Management |
| Taxonomy | ||
| Taxonomy | Fraud PreventionCredit UnderwritingOnboarding RiskAML ComplianceAI Risk DecisioningAgentic AI +8 | Adaptive Decisioning PlatformRisk AssuranceReal-Time Risk SolutionsFraud DecisioningData-First ApproachAI-Powered Fraud Prevention +7 |
| Website | ||
| Website | oscilar.com | paypal.com |
About Oscilar
Oscilar powers real-time risk decisioning across fraud, credit, and compliance for financial institutions, risk management teams, compliance officers, underwriting departments, and fraud investigation analysts. It is headquartered in Palo Alto, United States.Founded in 2021, Oscilar offers an agenti...
About Simility, A PayPal Service
Simility, A PayPal Service, provides real-time risk and fraud decisioning solutions to protect global businesses, headquartered in San Jose, United States. The company combines artificial intelligence and big data analytics to aid financial services, payment processors, and commerce merchants in orc...
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Compiled from the BounceWatch company index. We last looked at Oscilar on 11 Oct 2026, and Simility, A PayPal Service on 30 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
