Side-by-Side Comparison
| Metric | Payactiv | Rain |
|---|---|---|
| Founded | ||
| Founded | 2012 older | 2019 |
| Headquarters | ||
| Headquarters | San Jose, United States | Santa Monica, United States |
| Employees | ||
| Employees | 368 | 342 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Series C | Series B |
| Total Funding | ||
| Total Funding | $133.70M | $453.60M |
| Funding Rounds | ||
| Funding Rounds | 6 | 8 |
| Services | ||
| Services | On-Demand Pay, Earned Wage Access Framework, Digital Wallet App, Payactiv Visa Card, Financial Counseling, Exclusive Discounts | AI Financial Health Agent, Financial Wellness Tools, Earned Wage Access (EWA), Budgeting and Spending Analysis, Financial Coaching |
| Target Customers | ||
| Target Customers | Employees, Employers, HR Managers, Payroll Managers, Retail Sector | Modern Workforce, Employers Seeking Employee Retention, Companies with High Employee Turnover, Corporate HR Departments, Fortune 500 Companies |
| Taxonomy | ||
| Taxonomy | Earned Wage AccessEmployee Financial HealthFinancial WellnessIncome SmoothingHRTechFinTech +9 | Financial WellnessEarned Wage AccessEmployee BenefitsPayroll IntegrationFinancial LiteracyBudgeting Tools +9 |
| Website | ||
| Website | payactiv.com | rainapp.com |
About Payactiv
Payactiv, founded in 2012, is a leading player in the Fintech sector, effectively addressing financial stress among employees through its innovative Earned Wage Access solutions. With the slogan, "The Leader in Earned Wage Access," the company focuses on enhancing employee financial health by provid...
About Rain
Rain, founded in 2019 and headquartered in the United States, is an innovative player in the Financial Services, Fintech, Payments, and Human Resources industries. The company addresses a significant financial stress issue impacting workforce engagement, estimated at $1.9 trillion. By offering a com...
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Compiled from the BounceWatch company index. We last looked at Payactiv on 15 Oct 2025, and Rain on 30 Apr 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
