SoFi vs Stash
SoFi
SoFi helps you save, spend, earn, borrow, invest, and protect your money–all in one app. NMLS 1121636
7638 employees · est. 2011 · San Francisco, United States
Stash
We’re helping everyday Americans invest and build wealth. (stsh.app/disclosures)
244 employees · est. 2015 · New York, United States
SoFi is the older company (2011 vs 2015); SoFi is the larger of the two.
Side-by-Side Comparison
| Metric | SoFi | Stash |
|---|---|---|
| Founded | ||
| Founded | 2011 older | 2015 |
| Headquarters | ||
| Headquarters | San Francisco, United States | New York, United States |
| Employees | ||
| Employees | 7638 larger | 244 |
| Industry | ||
| Industry | Education, Fintech, Banking | Finance, Fintech, Mobile |
| Funding Stage | ||
| Funding Stage | IPO | Acquired |
| Total Funding | ||
| Total Funding | $15.61B | $1.08B |
| Funding Rounds | ||
| Funding Rounds | 22 | 13 |
| Services | ||
| Services | Banking products including checking and savings accounts, Loan offerings including personal, student, and mortgage loans, Investment services including self-directed and robo investing, Insurance products encompassing auto, life, and home insurance, Credit cards and credit score monitoring services | automated investing, self-directed investing, smart portfolio management, banking services, custodial accounts, retirement accounts |
| Target Customers | ||
| Target Customers | Individual and business banking customers, Students looking to refinance student loans, Home buyers and homeowners, Investors interested in traditional investments and cryptocurrencies, Individuals seeking financial planning and budgeting tools | individual investors, parents investing for children, retirement savers, beginner investors |
| Taxonomy | ||
| Taxonomy | Financial IndependenceLending ServicesWealth ManagementPersonal LoansMortgage RefinancingStudent Loan Refinancing +9 | Personal FinanceRobo-AdvisorInvestment AppFinancial EducationStock RewardsRetirement Planning +8 |
| Website | ||
| Website | sofi.com | stash.com |
About SoFi
SoFi is a company based in San Francisco, United States, specializing in financial products and services for individuals and businesses. It operates within the education, fintech, and banking industries. Founded in 2011, SoFi offers a range of services including banking products, diverse loan offer...
About Stash
Stash, founded in 2015, is a prominent player in the Finance and Fintech industries, with a focus on making investing accessible and affordable for everyday Americans. Headquartered in the United States, the company has created a personal finance app that simplifies various financial aspects, rangin...
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Compiled from the BounceWatch company index. We last looked at SoFi on 30 Oct 2026, and Stash on 31 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.