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SoFi vs Stash

SoFi logo

SoFi

SoFi helps you save, spend, earn, borrow, invest, and protect your money–all in one app. NMLS 1121636

7638 employees · est. 2011 · San Francisco, United States

VS
Stash logo

Stash

We’re helping everyday Americans invest and build wealth. (stsh.app/disclosures)

244 employees · est. 2015 · New York, United States

SoFi is the older company (2011 vs 2015); SoFi is the larger of the two.

Side-by-Side Comparison

SoFi Stash
Founded
2011 older 2015
Headquarters
San Francisco, United States New York, United States
Employees
7638 larger 244
Industry
Education, Fintech, Banking Finance, Fintech, Mobile
Funding Stage
IPO Acquired
Total Funding
$15.61B $1.08B
Funding Rounds
22 13
Services
Banking products including checking and savings accounts, Loan offerings including personal, student, and mortgage loans, Investment services including self-directed and robo investing, Insurance products encompassing auto, life, and home insurance, Credit cards and credit score monitoring services automated investing, self-directed investing, smart portfolio management, banking services, custodial accounts, retirement accounts
Target Customers
Individual and business banking customers, Students looking to refinance student loans, Home buyers and homeowners, Investors interested in traditional investments and cryptocurrencies, Individuals seeking financial planning and budgeting tools individual investors, parents investing for children, retirement savers, beginner investors
Taxonomy
Financial IndependenceLending ServicesWealth ManagementPersonal LoansMortgage RefinancingStudent Loan Refinancing +9 Personal FinanceRobo-AdvisorInvestment AppFinancial EducationStock RewardsRetirement Planning +8
Website
sofi.com stash.com
SoFi logo

About SoFi

SoFi is a company based in San Francisco, United States, specializing in financial products and services for individuals and businesses. It operates within the education, fintech, and banking industries. Founded in 2011, SoFi offers a range of services including banking products, diverse loan offer...

Stash logo

About Stash

Stash, founded in 2015, is a prominent player in the Finance and Fintech industries, with a focus on making investing accessible and affordable for everyday Americans. Headquartered in the United States, the company has created a personal finance app that simplifies various financial aspects, rangin...

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Frequently Asked Questions

SoFi was founded in 2011, based in San Francisco, United States, with 7,638 employees. SoFi is a company based in San Francisco, United States, specializing in financial products and services for individuals and businesses. It operates within the education, fintech, and banking industri. Stash was founded in 2015, based in New York, United States, with 244 employees. Stash, founded in 2015, is a prominent player in the Finance and Fintech industries, with a focus on making investing accessible and affordable for everyday Americans. Headquartered in the United Stat.
SoFi has raised $15.61B and Stash $1.08B. Latest stage: SoFi IPO, Stash Acquired.
Both work in Fintech and Banking and list retirement planning and digital banking among their focus areas.

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Compiled from the BounceWatch company index. We last looked at SoFi on 30 Oct 2026, and Stash on 31 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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