TerraPay vs Wise
TerraPay
Global payment solutions for your local payout needs
713 employees · est. 2014 · London, United Kingdom
Wise
160+ countries. 40+ currencies. Money for here, there and everywhere
11852 employees · est. 2011 · London, United Kingdom
Wise is the older company (2014 vs 2011); Wise is the larger of the two.
Side-by-Side Comparison
| Metric | TerraPay | Wise |
|---|---|---|
| Founded | ||
| Founded | 2014 | 2011 older |
| Headquarters | ||
| Headquarters | London, United Kingdom | London, United Kingdom |
| Employees | ||
| Employees | 713 | 11852 larger |
| Industry | ||
| Industry | Financial Services, Fintech, Payments | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Acquired | IPO |
| Total Funding | ||
| Total Funding | $212.70M | $1.53B |
| Funding Rounds | ||
| Funding Rounds | 5 | 13 |
| Services | ||
| Services | Cross-Border Money Movement, Payment Network Integration, Swift Connectivity, Real-Time Payment Deliveries, Merchant Services | International money transfers, Multi-currency accounts, Business financial management, API integrations, Fraud prevention |
| Target Customers | ||
| Target Customers | Money Transfer Organizations, Banks and Financial Institutions, Digital Wallet Providers, Platforms and Marketplaces, Sellers and Gig Workers | Individual users, Small to medium enterprises, Banks and financial institutions, Educational platforms, Marketplaces, Travel and event platforms, Remotely located workforces |
| Taxonomy | ||
| Taxonomy | Global Payment SolutionsCross-border PaymentsMobile WalletsPayment ProcessingRegulatory ComplianceFinancial Interoperability +8 | Cross-border PaymentsMoney TransferCurrency ExchangeBorderless BankingPeer-to-peerExpat Services +6 |
| Website | ||
| Website | terrapay.com | wise.com |
About TerraPay
TerraPay simplifies global money movement by providing payment solutions to diverse financial players such as banks, digital wallets, and fintech platforms. Based in London, United Kingdom, the company operates globally, connecting partners to an extensive network of mobile wallets, bank accounts, a...
About Wise
Wise, co-founded by Kristo Käärmann and Taavet Hinrikus, stands as a prominent player in the Fintech landscape since its inception in 2011. Originally launched as TransferWise, this United Kingdom-based company has redefined cross-border money movement with its innovative technology. Operating acro...
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Compiled from the BounceWatch company index. We last looked at TerraPay on 4 Oct 2026, and Wise on 21 Sep 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
