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Top Insurtech Companies in Germany (2026 Update)

BounceWatch lists 57 Insurtech companies in Germany. Half were founded in 2016 or later. 60% have a recorded funding round. Most are based in Berlin, Munchen and Hamburg.

Companies
57
Median founded
2016
of 56 with a year
Raised funding
60%
34 companies
Hiring now
13
companies with open roles
Cities Berlin 13 Munchen 6 Hamburg 6 Koln 5 Rostock 3
Focus Commercial Insurance Embedded Insurance Insurance Technology Life Insurance Digital Insurance Digital Solutions

What changed at these 57 companies recently?

We recorded 40 changes here in the last 180 days, including 23 product launches, 5 traction updates, 4 hiring moves, 4 awards and 3 leadership changes. Each entry below carries the date we observed it, from public sources.

  • N26 — New Product Launched
  • Thinksurance — New Feature Launched
  • SkenData GmbH — New Product Launched
  • Xaver — Certification Achieved
  • onpier — New Product Launched
  • omni:us — Acquired
  • Xempus — New Feature Launched
  • INZMO — New Product Launched

Showing 57 Companies

Company City Founded Focus Services Target Customers Business Model Revenue Model Employees Funding Stage
Sympatient
Sympatient

Modern psychotherapy. Enabled by technology.

Germany Hamburg 2017
Modern Psychotherapy Digital Infrastructure +13
Integrated Operating System For Psychotherapy Digital Tools And AI-Driven Documentation +3
Licensed Psychotherapists Healthcare Providers +1
B2C B2B2C +1
Subscription Service Fee +1
73 —
YAS.life
YAS.life

simple.everyone.healthy. With YAS.beneFit, the unique c…

Germany Berlin 2016
Digital Health Corporate Health Management +12
Corporate Wellness Programs Health Insurance Benefits +3
Corporate HR Teams Insurance Companies +2
B2B2C SaaS +1
— 20 Seed
INZMO
INZMO

Leading EU insurtech. Awarded Insurance Shaper 2019. In…

Germany Berlin 2016
Embedded Insurance Digital Insurance +10
Mobile Phone Insurance Rental Deposit Warranty +5
Smartphone Users Renters +5
B2B2C B2C +1
Subscription Service Fee +1
14 Seed
Coya
Coya

Coya is an Insurance Tech that creates affordable and c…

Germany Berlin 2016
Insurance Technology Customer-Centric +11
Digital Insurance Management Claims Support +2
Individuals Seeking Insurance Solutions Tech-savvy Consumers +1
D2C B2C +1
Subscription Tiered Pricing
21 Acquired
omni:us
omni:us

We're Hiring! Home of AI. Future of Claim Automation.

Germany Berlin 2015
AI-powered Insurance Claims Automation +12
No-Touch Claim Automation Agentic Co-Pilot +2
Insurance Companies Claims Adjusters +2
B2B SaaS +1
Subscription Usage Based +1
44 Series A
FRIDAY Insurance
FRIDAY Insurance

The first insurance experience customers love.

Germany Berlin 2017
Digital Insurance Risk Carrier +10
Kfz-Versicherung Reiseversicherung +3
Vehicle Owners Homeowners +3
D2C B2B2C +1
Subscription Tiered Pricing +1
45 Venture round
Etvas
Etvas

Germany's first rewards platform for card-linked offers…

Germany Hamburg 2019
Card-linked Offers Cashback +12
Reward Platform For Card-Linked Offers Personalized Cashback Offers +2
Banks FinTech Companies +3
B2B SaaS +1
Licensing Commission
6 Acquired
Immotege GmbH
Immotege GmbH

Der Finanzierungsexperte für durchdachte Immobilieninve…

Germany Leonberg 2014
Immobilienfinanzierung Private Investoren +10
Vermittlung Von Immobilienfinanzierungen Vergleich Von Bankangeboten +3
Privatkunden Gewerbliche Immobilieninvestoren +2
Marketplace B2B +1
Commission Marketplace Fee +1
10 Seed
Feather
Feather

Honest, simple insurance.

Germany Berlin 2018
Insurance Advisory Insurance Management +11
Public Health Insurance Private Health Insurance +5
Expats Individuals Seeking Flexible Coverage +3
B2C D2C +1
Subscription Commission +1
59 Series A
hepster
hepster

Insurance with maximum flexibility, a clear overview an…

Germany Rostock 2016
Digital Transformation Cloud-based Solutions +12
Tailor-made Insurance Solutions Digital Integration +3
Retailers E-commerce Companies +3
B2B B2C +1
Commission Service Fee +1
101 Venture round
Thinksurance
Thinksurance

The intelligent insurance consultation platform

Germany Frankfurt 2015
Digital Consultation Platfor... Business Insurance +9
Advisory Suite For Brokers And Insurers Consult Direct For Digital Advisory Processes +2
Commercial Brokers Industrial Brokers +4
B2B SaaS +1
Subscription Service Fee +1
87 Series B
Getsafe
Getsafe

Insurance redefined: empowering people to protect what…

Germany Heidelberg 2015
Digital Insurance Technological Platform +9
Digital Insurance Management Instant Coverage Setup +3
Expats International Customers +3
B2C SaaS +1
Subscription Tiered Pricing +1
163 —
Clark
Clark

Clark - Der VersicherungsmanagerClark kombiniert modern…

Germany Frankfurt 2015
Robo-advisor Insurance Technology +12
Digital Insurance Management Insurance Advisory +4
Individual Policyholders Pet Owners +4
B2C Marketplace +1
Commission Marketplace Fee
49 —
MyGutachter GmbH
MyGutachter GmbH

Die Zukunft ist online - unsere Gutachten sind es auch

Germany Bochum 2021
Sachverständigenwesen Technologie +13
— — — — 13 Angel
AIMO™
AIMO™

Der Personal Trainer für die Hosentasche

Germany Denkendorf 2018
Personalized Training Health Risk Prediction +11
Movement Scan Personalized Training +1
Individuals Seeking Preventive Health Solutions People Looking For Personalized Fitness Plans +1
D2C SaaS +1
Subscription Tiered Pricing +1
23 Seed
Xempus
Xempus

Wir machen Vorsorge einfach.

Germany Munchen 2007
Software-as-a-Service Pension Solutions +12
XEMPUS Advisor XEMPUS Advisor Professional +4
Insurance Brokers Employers +2
SaaS Platform +1
Subscription Tiered Pricing +1
156 —
Xaver
Xaver

Platform that seamlessly blends technology with your fi…

Germany Koln 2023
AI-empowered Sales Hybrid Advisory Solutions +11
AI-driven B2B Platform For Investment And Life Insurance Sales Asset Management With BaFin-licensed Services +2
Banks Insurers +2
B2B SaaS +1
Subscription Usage Based +1
36 Seed
insureQ
insureQ

Enabling freelancers and SMEs to insure their business…

Germany Munchen 2020
InsureTech Freelancer Insurance +11
Versicherungsvermittlung Für Verschiedene Gewerbeversicherungen Online Vertragsabschluss Für Versicherungen +1
Mittelstandsunternehmen Kleinunternehmer
B2B Marketplace +1
Commission Marketplace Fee
2 Seed
Embea
Embea

We make financial protection accessible to everyone

Germany Berlin 2022
Life Insurance Digital Insurance +12
Cancer-insurance Critical-illness-insurance +1
Individuals Seeking Cancer Coverage Individuals Wanting Protection From Critical Illnesses +1
Embedded Finance B2B +1
Product Sales Subscription +1
8 Seed
SureIn
SureIn

Der Versicherungspartner für Unternehmer - transparent,…

Germany Berlin 2021
Business Insurance Insurance Technology +10
Insurance Brokerage Digital Contract Management +3
Startups Small And Medium-sized Enterprises +3
B2B SaaS +1
Commission Tiered Pricing
13 Seed

Showing 20 of 57 companies in this list

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