Luko by Allianz Direct

Luko by Allianz Direct, c’est l’assurance nouvelle génération : 100% digitale, rapide et transparente.

Founded 2018 France

France 144 employees Acquired Total: $72.30M Fintech, Insurance

General Information

Company Name Luko by Allianz Direct

Founded Year 2018

Location

France

Founders / Decision Makers

Employees 144

Industries Fintech, Insurance

Funding Stage Acquired

Business Model D2C, E Commerce, B2C

Revenue Model Subscription, Tiered Pricing, Pay As You Go

Social

BounceWatch is an independent company data service, not affiliated with Luko by Allianz Direct. To contact Luko by Allianz Direct, visit luko.eu.

Is this your company?

Confirm with your work e-mail, get the Verified badge and keep this profile correct yourself. Search engines and AI assistants read it every day.

Get Verified

How does Luko by Allianz Direct compare?

A PDF of Luko by Allianz Direct and up to 10 competitors you pick: team, funding, traffic and every dated move of the last 90 days. Each company is re-checked on the day you order, so it is current.

See a sample report

This takes a few seconds: we look beyond our own index too.

Meeting Luko by Allianz Direct soon?

A one-page PDF brief: what it does, key facts, the last 90 days of dated moves and questions worth asking. Re-checked on the day you order. See a sample

From the desk

Is Luko by Allianz Direct on your competitive set?

Our desk can watch it and brief you on every move: hiring, funding, leadership, product and pricing.

Book a 7-day Readout

Discover More

France Market

Market Signals All Companies

Fintech

Industry Signals All Companies in France

Luko by Allianz Direct Alternatives

All Signals Trend Reports

AI Insight

Bounce Watch AI

1 month ago

Luko has undergone a significant strategic transformation, moving from bankruptcy in June 2023 to a re-launch under Allianz Direct's umbrella in January 2024, followed by a subsequent acquisition by Aka Capital in March 2025. This complex restructuring points to a renewed focus on its digital insurance offerings. Evidenced by a substantial website update planned for September 2026, the company is actively revitalizing its platform to re-establish and grow its market presence.

Signal Types

Funding Strategic Restructuring Product Development

Strategic Labels

Corporate Acquisition Digital Insurance Revitalization Platform Modernization

Next Move: Market Expansion

Impact: 9/10

Ideal For: Growth Equity — Re-platformed Insurtech

About Luko by Allianz Direct

Luko by Allianz Direct, founded in 2018, is a French insurtech startup reshaping the landscape of home insurance within the Fintech and Insurance industries. Positioned as a leader, it offers an entirely digital experience that ensures swift, easy, and transparent insurance solutions. Their promise to customers — "insurance nouvelle génération" — emphasizes a quick, paperless process with no hidden surprises, all managed conveniently via a mobile application.

Headquartered in France, Luko simplifies the traditionally cumbersome insurance processes. Their recent acquisition investment by Aka Capital on 01 March 2025 underscores investor confidence in Luko's innovative approach and market potential. By focusing on a seamless user experience, Luko not only attracts digital-savvy consumers but also proves to be a compelling investment opportunity in a rapidly evolving insurtech sector.

Business keywords: digital insurance, insurtech, home insurance, AI-powered sensor, home security, smart home, prevention technology, claims management, home accident prevention, electricity efficiency, contract management app, transparent pricing, digital claims processing

Services & Products

Home Insurance

Travel Insurance

Auto Insurance

Insurance Policy Management

Claim Management

Target Customers

Homeowners Renters Travelers Car Owners Young Adults Digital-Savvy Consumers

Funding Rounds & Investors (7)

View All

Funding Stage	Amount	Investors	Lead Investors	Date
Acquisition	Undisclosed	1	Aka Capital	01 Mar 2025
Acquisition	€4.20M	1	Allianz	01 Jan 2024
Bankruptcy	Undisclosed	-		01 Jun 2023
Series B	€50.00M	5	Speedinvest, Founders Fund +3	01 Dec 2020
Series A	€16.10M	4	Speedinvest, Founders Fund +2	01 Nov 2019
Seed	€2.00M	5	Kima Ventures, Speedinvest +3	01 May 2018
Support Program	Undisclosed	-		01 Jan 2017

Luko by Allianz Direct Alternatives & Competitors

View All Alternatives

Luko by Allianz Direct vs

Kin United States

Built for your home — and everything that comes with it.

Series D

757 employees

Fintech, Insurance

Compare Luko by Allianz Direct vs Kin

Luko by Allianz Direct vs

Momento Mexico

Olvida todo lo que sabes de seguros.

Seed

69 employees

Fintech, Insurance

Compare Luko by Allianz Direct vs Momento

Luko by Allianz Direct vs

MioAssicuratore Italy

Il tuo Broker Assicurativo Personale Online.

Seed

21 employees

Fintech, Insurance

Also compare with:

Honey Insurance View all alternatives

FAQ About Luko by Allianz Direct

Luko by Allianz Direct, c’est l’assurance nouvelle génération : 100% digitale, rapide et transparente.

Luko by Allianz Direct was founded in 2018.

Luko by Allianz Direct is headquartered in France.

Luko by Allianz Direct operates in Fintech and Insurance. Its work centres on digital insurance, insurtech, home insurance and AI-powered sensor. Its customers include Homeowners, Renters and Travelers.

Luko by Allianz Direct has a D2C, E Commerce and B2C business model. Its revenue comes from Subscription, Tiered Pricing and Pay As You Go.

Luko by Allianz Direct has approximately 144 employees.

Luko by Allianz Direct has completed 7 funding rounds, raising a total of $72.30M. The latest funding stage is Acquired.

Luko by Allianz Direct offers: Home Insurance, Travel Insurance, Auto Insurance, Insurance Policy Management, Claim Management.

Top alternatives and competitors to Luko by Allianz Direct include Kin, Momento, MioAssicuratore, Yago, Rates.ca. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.

Luko by Allianz Direct and Kin are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Luko by Allianz Direct, https://bouncewatch.com/company/luko-1, updated 23 September 2026. When citing, please name BounceWatch and link this page.