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Kin vs Luko by Allianz Direct

Kin logo

Kin

Built for your home — and everything that comes with it

757 employees · est. 2016 · Chicago, United States

VS
Luko by Allianz Direct logo

Luko by Allianz Direct

Luko by Allianz Direct, c’est l’assurance nouvelle génération : 100% digitale, rapide et transparente

144 employees · est. 2018 · Paris, France

Kin is the older company (2016 vs 2018); Kin is the larger of the two.

Side-by-Side Comparison

Kin Luko by Allianz Direct
Founded
2016 older 2018
Headquarters
Chicago, United States Paris, France
Employees
757 larger 144
Industry
Fintech, Insurance Fintech, Insurance
Funding Stage
Series D Acquired
Total Funding
$1.01B $72.30M
Funding Rounds
14 7
Services
home insurance, auto insurance, mortgage services, home equity loans, insurance bundles Home Insurance, Travel Insurance, Auto Insurance, Insurance Policy Management, Claim Management
Target Customers
homeowners, landlords, condo owners, mobile home owners, car owners, property investors Homeowners, Renters, Travelers, Car Owners, Young Adults, Digital-Savvy Consumers
Taxonomy
Home InsuranceInsureTechDigital InsuranceDirect-to-ConsumerClaims ServiceCustomizable Coverage +9 Digital InsuranceInsurtechHome InsuranceAI-powered SensorHome SecuritySmart Home +7
Website
kin.com luko.eu
Kin logo

About Kin

Kin, founded in 2016, is an innovative player in the Fintech and Insurance sectors, with its headquarters in the United States. Positioned as "Built for your home — and everything that comes with it," the company is reshaping the home insurance industry by directly addressing the changing climate ri...

Luko by Allianz Direct logo

About Luko by Allianz Direct

Luko by Allianz Direct, founded in 2018, is a French insurtech startup reshaping the landscape of home insurance within the Fintech and Insurance industries. Positioned as a leader, it offers an entirely digital experience that ensures swift, easy, and transparent insurance solutions. Their promise...

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Frequently Asked Questions

Kin was founded in 2016, based in Chicago, United States, with 757 employees. Kin, founded in 2016, is an innovative player in the Fintech and Insurance sectors, with its headquarters in the United States. Positioned as "Built for your home — and everything that comes with it,". Luko by Allianz Direct was founded in 2018, based in Paris, France, with 144 employees. Luko by Allianz Direct, founded in 2018, is a French insurtech startup reshaping the landscape of home insurance within the Fintech and Insurance industries. Positioned as a leader, it offers an entir.
Kin has raised $1.01B and Luko by Allianz Direct $72.30M. Latest stage: Kin Series D, Luko by Allianz Direct Acquired.
Both work in Fintech and Insurance and list home insurance and digital insurance among their focus areas.

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Compiled from the BounceWatch company index. We last looked at Kin on 31 Oct 2026, and Luko by Allianz Direct on 23 Sep 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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