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Fintonic vs Starling

Fintonic logo

Fintonic

Spain’s preferred platform to unlock the best loans, build your credit score and save money in financial decisions

104 employees · est. 2011 · Madrid, Spain

VS
Starling logo

Starling

Good with money

2814 employees · est. 2014 · London, United Kingdom

Fintonic is the older company (2011 vs 2014); Starling is the larger of the two.

Side-by-Side Comparison

Fintonic Starling
Founded
2011 older 2014
Headquarters
Madrid, Spain London, United Kingdom
Employees
104 2814 larger
Industry
Big Data, Finance, Financial Services Fintech, Banking
Funding Stage
Not tracked yet Post IPO
Total Funding
$60.20M $975.50M
Funding Rounds
8 14
Services
Loan Brokerage and Intermediation, Credit Scoring and Evaluation, Financial Account Aggregation, Budget and Expense Alerts, Insurance Savings and Offers Personal Banking, Savings Accounts, Business Banking, Youth Banking, AI-Powered Spending Insights, Bill Management
Target Customers
Individuals seeking personal loans, Users looking for financial planning tools, Customers interested in credit score improvement, People wanting to save on insurance, Tech-savvy individuals preferring online financial services Families, Youth, Personal Account Holders, Small Businesses, Financially Conscious Users, Security-Conscious Users
Taxonomy
Credit ScoringDeep TechOpen BankingPersonal Finance ManagementConsumer AnalyticsCredit Marketplace +7 Digital BankingFinTechPersonal BankingBusiness BankingMobile BankingAccounting Services +7
Website
fintonic.com starlingbank.com
Fintonic logo

About Fintonic

Fintonic is a leading fintech company based in Spain, established in 2011. Its mission is encapsulated in its slogan: “Spain’s preferred platform to unlock the best loans, build your credit score and save money in financial decisions.” With a decade of experience, Fintonic leverages advanced AI and...

Starling logo

About Starling

Starling is a digital banking company based in London, United Kingdom. It offers a range of banking services including personal banking, savings accounts, and business banking, with a focus on families, youth, and small businesses. Founded in 2014, Starling provides services such as AI-powered spen...

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Frequently Asked Questions

Fintonic was founded in 2011, based in Madrid, Spain, with 104 employees. Fintonic is a leading fintech company based in Spain, established in 2011. Its mission is encapsulated in its slogan: “Spain’s preferred platform to unlock the best loans, build your credit score and. Starling was founded in 2014, based in London, United Kingdom, with 2,814 employees. Starling is a digital banking company based in London, United Kingdom. It offers a range of banking services including personal banking, savings accounts, and business banking, with a focus on familie.
Fintonic has raised $60.20M and Starling $975.50M. Latest stage: Starling Post IPO.
Both work in Fintech and Banking and list open banking and mobile banking among their focus areas.

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Compiled from the BounceWatch company index. We last looked at Fintonic on 1 Apr 2026, and Starling on 26 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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