Refyne vs ZayZoon
Refyne
Pioneer of income streaming for the workforce of India
178 employees · est. 2020 · Bengaluru, India
ZayZoon
Earned wage access and employee engagement for deskless workplaces
201 employees · est. 2016 · Calgary, Canada
ZayZoon is the older company (2020 vs 2016); ZayZoon is the larger of the two.
Side-by-Side Comparison
| Metric | Refyne | ZayZoon |
|---|---|---|
| Founded | ||
| Founded | 2020 | 2016 older |
| Headquarters | ||
| Headquarters | Bengaluru, India | Calgary, Canada |
| Employees | ||
| Employees | 178 | 201 larger |
| Industry | ||
| Industry | Not tracked yet | Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Not tracked yet | Series B |
| Total Funding | ||
| Total Funding | $106.10M | $53.43M |
| Funding Rounds | ||
| Funding Rounds | 4 | 6 |
| Services | ||
| Services | Financial Wellness Platform, Salary On-Demand Service, MoneyGuru for Financial Literacy, Refyne Privilege Club, 360° Financial Wellness Solutions, Financial Tools for Employees | Earned Wage Access, Rewards and Recognition, Financial Wellness Programs, Payroll Integration Tools, Financial Education and Budgeting Tools |
| Target Customers | ||
| Target Customers | Corporates, HR Departments, Employees, Financially Unsettled Workforce | Employers, Employees, Payroll Partners, HR Departments, Deskless Workforces |
| Taxonomy | ||
| Taxonomy | Income StreamingEarned Wage AccessEmployee BenefitsFinancial ResiliencePayroll IntegrationOn-Demand Salary Access +7 | Earned Wage AccessEmployee Financial WellnessCorporate Social ResponsibilityFinancial EducationEmployee EngagementHRTech +8 |
| Website | ||
| Website | refyne.co.in | zayzoon.com |
About Refyne
Refyne, established in 2020 and headquartered in India, has emerged as a pioneer of income streaming for the workforce of India. The company partners with organizations to offer Salary On-Demand, allowing employees to access their earned wages in real-time, a service strategically designed to enhanc...
About ZayZoon
ZayZoon, founded in 2016 and headquartered in Canada, is a notable player in the Financial Services and Fintech sectors. Their offering revolves around earned wage access and employee engagement for deskless workplaces. ZayZoon's mission is to enhance employee productivity, retention, and recruitme...
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Compiled from the BounceWatch company index. We last looked at Refyne on 30 Mar 2026, and ZayZoon on 14 Apr 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
